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Checking with local car dealerships may paint a different picture.Having bad credit and seeking out unconventional loans may make you vulnerable to scams.

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According to the pros, the most important requirement for taking out a car loan is proof of income.

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How to Get a Loan Without a Bank Account. There are many reputable businesses out there for people without bank accounts to do.

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Get a loan for longer terms and pay it off with monthly installment payments.

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